Selected Programs |
Advantages |
| Loan Modifications See Our Video |
- Lower Your Interest Rate - Extend Length of the Loan - Reduce Principal Balance - Reduce Loan Payment . . . more info |
| Forebearance | - Lender allows you to stay in your home for a period of time without making mortgage payments . . . more info |
| Refinancing | - Your existing loan will result in a more favorable interest rate and better terms . . . more info |
| Short Sales See Our Video |
- Will relieve you of your debt by selling your property to a new buyer for less than the amount of the outstanding loan . . . more info |
| Deed-in-Lieu of Foreclosure |
If you have incurred a long term financial hardship and your house has been on the market (at fair market value) for at least 90 days, you may be eligible for a deed-in lieu of foreclosure. To be considered for this option, you must complete a financial package and provide a copy of your recent active listing agreement. Also, there cannot be any additional claims or liens (other than the mortgage) against the property. If you are approved for a deed-in-lieu, you will be giving up all rights to the property and the property will be conveyed to your investor. In exchange for the deed-in-lieu, the lender may waiver all deficiency judgment rights. You may be asked to participate in a Short Sale program before a deed-in-lieu of foreclosure is accepted. |
| Processing Guidelines See Our Video |
- Learn what information you'll need - Gather forms needed - Send us the documents via mail, fax or email . . . more info |